I was in my 20s and working for a small business owner on Black Monday, October 19, 1987. I did not own stocks. I was doing good just to get by on my modest income; this was before finishing college and gaining valuable work experience. My boss, on the other hand, was in a terrible mood that financially dark, historic day. It was blatently apparent that something had gone seriously awry to everyone who came across his path. He had heard the news. The stock market had spiraled downward dropping 508 points, or 22 percent. I don’t know how much he had invested, but from his fowl disposition it was substantial and he, of course, was not alone in this predicament. A predicament that had…